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Buying or Refinancing?

Exclusive Benefits for Members

Manual Membership Selection
To access Costco member rates and discounts select one of the following:

Currently not a Costco member? Be sure to ask your Mortgage Consultant about becoming one. It is easy and enables you to receive Member Discounts.

Costco Executive Members

could save an average of
over the typical life of the loan*

Executive Members

Lender fees
or less*

Gold Star Members

Lender fees
or less*


Veteran soldier holding his son
What is a VA Loan?

The main purpose of the VA home loan program is to help veterans finance the purchase and refinance of homes with favorable loan terms and at a rate of interest which is usually lower than the rate charged on other types of mortgage loans. For VA housing loan purposes, the term “veteran” includes certain members of the Selected Military Reserve, active duty service personnel and certain categories of spouses.

Do I qualify for a VA Loan?

If you are a veteran, active duty personnel, Reservist/National Guard member or the unmarried surviving spouse of a veteran who died in service or as a result of said service you may be eligible to receive a VA-backed mortgage loan.

Resources for VA Loans?

United States Department of Veterans Affairs: Loan Guaranty Home Loan Program, please visit their website at:

Members Are Talking
  • “Great service. They answered all our questions the next day or same day. They explained the loan process and made me feel comfortable about what I was doing while I was doing it. Excellent people.”

    - Jeffery C., Stratham, NH, 3/2019
  • “We couldn’t be happier with every aspect of The Mortgage Program for Costco Members. We encountered several roadblocks during the loan process. None of them were due to the lender. However, they worked with us to resolve each of them. We won’t hesitate to let our friends and family know to use this service.”

    - Diane M., LHC, AZ, 3/2019
  • “The process was so easy and I was always kept in the loop. Any and all questions were answered thoroughly, and the response time was usually the same day, if not within an hour. Highly recommend The Mortgage Program for Costco Members.”

    - Sally R., San Diego, CA 3/2019
  • “The Mortgage Program for Costco Members saved me a lot of money with no mortgage insurance. Amazing.”

    - Erick C., Phoenix, AZ, 3/2019
  • “Great experience all around. Every person I worked with was a clear communicator, moved their part quickly along, and worked hard to make my mortgage refinance go smoothly and quickly. Highly recommend.”

    - Melissa M., Olathe, KS, 2/2019
  • “Mortgage was quick, easy, and cheaper than the competition. Would definitely use again.”

    - Brian K., Sandy, UT, 3/2019

Individual results may vary.