Members Receive Exclusive Benefits


Members Receive Exclusive Benefits

Manual Membership Selection

To access Costco member rates and discounts select one of the following:

Currently not a Costco member? Be sure to ask your Mortgage Consultant about becoming one. It is easy and enables you to receive member discounts.

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How The Mortgage Program Works

Getting a home loan can be simple and easy. Here's how to get started in three simple steps.


Tell us about yourself

We need a few details to connect you with the right lender. Once we have your information, we'll show your competitive rates within seconds.



Pick your best rate

Take a look at your options and shop around for a loan that meets your financial needs. You can choose to receive quotes from up to four lenders and decide what works best for you.



Request your quotes

Your personalized loan quote is just one click away. Once you've requested your quotes, the lenders you've selected will reach out to you as soon as possible.


Ready to get started?

Our participating lenders can help you ever step of the way. Compare rates and connect with a lender today.

Why Refinance?

Here are 4 potential reasons why a Costco member may want to refinance their home:

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Lower Interest Rates/Mortgage Payment

We have seen the lowest interest rates in our Country’s history! With interest rates so low, millions of homeowners were able to refinance, and substantially reduce the interest rate on their mortgage, thus bringing down their monthly payments. Check to see if you can lower your interest rates today!

Debt Consolidation

Since most credit cards or revolving debt may come with a high rate of interest, many homeowners use the equity in their home to pay off these liabilities. With lower mortgage rates this is a great way to reduce your overall monthly expenditure. By rolling those into your mortgage, you could reduce these payments. Check out our rates!

Get Cash Out

Members can utilize the equity in their home and put it to work. In most cases, Costco members have built equity in their homes at the same time as they paid down their mortgages. Taking cash out could be a great way for Costco members to accomplish personal and financial goals. For instance, a home improvement project, college tuition for the kids, unforeseen medical bills or to just simply start building a nest egg, are many reasons that people utilize the equity in their home when they refinance. Click here to shop mortgage rates.

Reducing the Term

30 years is a long time and often by the time the 30 years are over you may have already retired. Depending on your current loan, you may be able to go from a 30-year term down to a 15 or 20 year with little or no effect on the monthly payment. Check out refinance terms today!

Why Refinance with the Mortgage Program?

The Mortgage Program for Costco Members has developed relationships with a number of participating lenders that have committed to providing Costco members with superior service, competitive rates, and exclusive benefits. With The Mortgage Program for Costco Members, see if you can lower your monthly payment or interest rate.

To view rates and fees as well as exclusive benefits for Costco members, complete the simple questionnaire above or contact the Mortgage Program at 800.793.0759.

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