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What is a Mortgage Rate Lock?

If you’ve been looking into the process of purchasing or refinancing a home, you may have come across the term “rate lock,” and wondered exactly what it means. According to t…

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Welcome to the Education Center

Can I Still Get a Mortgage if I Have Stu…

| Home Buying, Money Matters

Student loan debt has long been seen as a barrier to homeownership, but is it actually possible to buy a home with student debt? While having student loan debt may make the loan pr…

New Agency Fee Raises Refinance Expense…

| Mortgage Industry, Refinance

If you’ve been keeping your eye on trends in the mortgage industry, you may have been a bit surprised with the sudden change in the market that directly impacts refinances. Fede…

What is a Mortgage Rate Lock?

| Home Loans

If you’ve been looking into the process of purchasing or refinancing a home, you may have come across the term “rate lock,” and wondered exactly what it means. According to t…

Recent Market Movements Impact Jumbo and…

| Mortgage Industry

Concerns regarding COVID-19 have sparked discussion and the possibility of additional changes to the housing market, some of which include more caution from mortgage lenders. With …

What is a Cash-Out Refinance Loan?

| Home Buying, Refinance

Owning a home can come with its fair share of unexpected expenses. At some point, homeowners may find themselves in need of cash for repairs, renovations, credit card debt, or othe…

Tips On Preparing To Buy Your First Home

| Home Buying

The idea of owning your own home is an exciting one. It can also be one of the most frightening times in your life. As you go through the home buying process for the first time, it…

Best Practices For Closing On Your New H…

| Home Buying

Between getting pre-qualified for your mortgage financing, walking through the entire loan process, searching for your dream home, negotiating an offer, getting a home inspection a…

Tips For Choosing The Right Mortgage

| Home Buying, Home Loans

While choosing the right home to purchase may be one of the most important choices you make in your life, selecting the right financing solution can be equally as important. If yo…

How To Pre-Qualify For A Mortgage

| Home Loans, Mortgage Industry

The purchase of a home is likely to be one of the biggest financial commitments you will ever make. With the average cost of a home in the United States falling just under $200,000…

Tips On Making An Offer On A House

| Home Buying, Money Matters

You’ve found the home of your dreams. Now it’s time to make an offer. You’ve probably done your homework and know how much you can afford, but that’s only one small part. D…

How To Find The Right Home To Buy

| Home Buying

After you have pre-qualified for your home mortgage and determined an estimated home price you can afford, it’s time to find a home that meets your functional needs AND has the s…

Reducing The Term of Your Mortgage

| Refinance

Contributed by the mortgage professionals at HomeBridge Financial Services Reducing the Term of Your Mortgage Could Benefit You You may be one of the many homeowners and homebuye…

Home Financing and How To Improve Your C…

| Credit, Money Matters

People often shop for a house before identifying their mortgage options and qualifications. Knowing if you qualify and what your maximum loan limits are as well as the interest rat…

Can I Still Get A Mortgage If I Have Les…

| Credit, Home Loans

Many prospective homeowners are worried that they won’t be able to qualify for a mortgage if they have a low credit score due to past credit problems. If you have less-than-perfe…