This site is operated by First Choice Loan Services Inc., not by Costco. Use of this site (and any destination sites you reach through this site) is subject to the site's Terms of Use and Privacy Policy.

Buying or Refinancing?

Exclusive Benefits for Members
Manual Membership Selection
To access Costco member rates and discounts select one of the following:

Currently not a Costco member? Be sure to ask your Mortgage Consultant about becoming one. It is easy and enables you to receive Member Discounts.

Costco Executive Members

could save an average of
$7,109
over the typical life of the loan*

Executive Members

Lender fees
$350
or less*

Gold Star Members

Lender fees
$650
or less*

Available Mortgage Programs

Purchasing a Home

Purchasing a home has never been easier, faster or more exciting than it is for Costco members. Enjoy premium service and low fees when you take out a mortgage that is designed with you in mind. Get more information today!

Refinancing

Get your mortgage to work in your favor and take advantage of the benefits your Costco membership affords. You could save thousands of dollars over the life of your mortgage and enjoy financial freedom more quickly by refinancing at a lower rate with low fees, and a high rate of satisfaction. Get rates now!

Veteran Loans

For Costco members who qualify, a VA loan offers no down payments, competitive interest rates, no mortgage insurance premiums and other benefits (a funding fee may be required). If you presently serve or have served in the U.S. military, contact us for more information.

Members Are Talking

  • “This is the 2nd time I've used The Mortgage Program for Costco members to refi a house and would totally recommend it., Both experiences, provided unbeatable rates and quality customer service. I felt comfortable knowing that if I wasn't satisfied with the quality of customer service, I could easily reach back to the program for help.”

    - SYLVIA W., Fairfax, VA, 08/2018

  • “I researched The Mortgage Program for Costco Members along with other offerings. The process was fast and efficient without any hidden fees or other surprises. I will certainly use this process next time I need a mortgage.”

    - Andy L., Lindstrom, MN, 08/2018

  • “Out of frustration, I googled to search for a lender, so I could buy my dream condo in Florida on the beach. The Mortgage Program for Costco members came up on my search. The lender they connected me with, was the best decision I made!!! What a great experience, they were so helpful.”

    - Sherry R., Oxford, OH, 07/2018

  • “I got much better rates through The Mortgage Program for Costco Members than what I was getting outside of it. Most companies are online companies, but I didn't have any issues with them.”

    - Paulina M., Chicago, IL, 07/2018

  • “Great experience and great pricing through the Mortgage Program for Costco Members. Plan to use in the future and recommend it to anyone.”

    - Tyler C., Eagle Mountain, UT, 07/2018

  • “I've used this program 6-7 times for new home purchases & refinances. Our mortgage consultant was incredible from first contact all the way through closing. Excellent communication throughout and very knowledgeable. Awesome support team as well. Make sure to ask for Doug Moore, he's been our advocate over the years.”

    - Jesse G., Rocklin, CA, 06/2018
123456

Individual results may vary.